Help & support
We are here Monday to Saturday, 10 AM to 7 PM.
Call us
+91 18000 00000
Mon–Sat, 10 AM – 7 PM
Chat with support
Usually replies within the hour
support@privatecfo.club
We reply within one working day
Frequently asked questions
Is there a joining fee?
No. Joining PCC is free, and so is the training in PCC Academy. There are no targets.
How do I earn?
Refer a customer who needs a Loan Against Property, Home Loan, Personal Loan or Business Loan. When the bank disburses the loan, your commission (a share of the disbursed amount, up to ₹10,000 per loan, or as agreed with the bank) is credited to your PCC wallet automatically.
When is the commission paid?
After the lender disburses the loan. It shows in your wallet straight away, and you can withdraw to your bank account from ₹100.
Why is TDS deducted?
Commission is income under the Income-tax Act, so 2% TDS is deducted and deposited against your PAN. It appears in your Form 26AS and you can claim it when you file your return.
Can I collect money from customers?
Never. Customers do not pay you or PCC anything. Processing fees, if any, are paid only to the bank, and are negotiable for PCC referrals.
Who decides whether a loan is approved?
Only the bank. It checks the customer’s income, credit score and, for secured loans, the property. PCC and partners cannot promise approval.
What do I need to withdraw my earnings?
Your PAN and a bank account in your own name. Add them once under Bank & KYC; our team verifies them before your first withdrawal.