PCC Academy
Level 4 · Expert80% to pass
Underwrite Like a Credit Manager
See every file the way the lender's credit team sees it
12 min 0/6 chapters read
What you will learn
- Assess a file using the five Cs of credit
- Work out true income for salaried and self-employed customers
- Read a bank statement for behaviour, not just balance
- Reconcile ITR, GST and bank data, and calculate DSCR
- Package a complex file with a clear, honest credit note
You'll never make the credit decision, but from today you'll be able to predict it.
Each chapter unlocks the next after you have read it for a short while.